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Your home holds more than belongings. We’ll help you consider protection for the place you’ve made your own, what’s inside, and your personal liability.

— Personal insurance · Tennessee
Home, auto and everything in between, reviewed by a licensed agent who actually knows East Tennessee. No call centers and no guessing.
The things that matter
Thoughtful coverage for your home, your household, and the life around them.
Your home holds more than belongings. We’ll help you consider protection for the place you’ve made your own, what’s inside, and your personal liability.
For the everyday drive and the long way home. We’ll review protection for your vehicle and your responsibility to others on the road.
Your home and your car belong in the same conversation. We’ll look at both together so your household’s coverage makes sense as a whole.
You don’t have to own the house to make it home. We’ll help you consider coverage for your belongings and personal liability, wherever you’re renting.
Some moments call for another layer of protection. We’ll review additional liability coverage that may help protect what you’ve built beyond your underlying policies.
Clear from the first conversation
We’ll do the looking, explain the details, and leave the decision with you.
A home, a car, a new chapter. We’ll start with what matters to you and who you’re protecting.
Send us your current declarations page. Soon, you’ll also be able to securely share your current policy in one click.
Secure one-click import · Coming soonWe compare options from the carriers we’re appointed with, looking at the details, not just the bottom line.
We walk you through your Coverage Portfolio and answer your questions. You choose what fits, with no pressure.
The Protected by HB experience
Insurance shouldn’t feel like a transaction. We’re here to make it feel like someone’s looking out for you, because we are.

Meet your agent
Licensed Tennessee Insurance Agent
Your coverage is handled personally by Sean Smith, your licensed agent at Protected by HB.
TODO: Sean’s personal bio is coming soon.
Tennessee license #Pending verification
NPN Pending verification
A few good questions
Still have something on your mind?
We’re only a phone call away.
A thoughtful place to start
A conversation, not a commitment. We’ll look at what you have, talk about what matters, and help you understand your options.
Call 865.359.0228Protected by HB
Your household. Your priorities. An agent in your corner.